Offer your employees the best possible health insurance cover

In today’s business environment, taking care of employees has become a priority for companies. Setting up a complementary group health insurance scheme is the best way to ensure the health and well-being of your teams. But what exactly is a group health insurance plan, and how does it benefit employees and the company? How can human resources go about choosing and subscribing to a group health insurance scheme? These are just some of the questions we’ll be answering in this article.

What is a “Complémentaire Santé Collective”?

Collective supplementary health insurance, also known as mutuelle d’entreprise, is a contract taken out by the employer for the benefit of its employees, to supplement reimbursements for healthcare not covered by Social Security. It covers all or part of medical, hospital and pharmaceutical expenses, and can even extend to preventive and wellness services. Since the ANI law of 2016 in France, it has been compulsory for all companies to offer their employees a health mutual.

The aim of group supplementary health insurance is to strengthen the social protection of employees. It contributes to improving their access to healthcare, by reducing the out-of-pocket healthcare costs they incur. This translates into better coverage of healthcare expenses, whether for medical consultations, drug purchases, hospitalization costs, or dental and optical care.

By offering this protection, the company plays an active role in the health and well-being of its employees, fostering their job satisfaction and commitment. It is also an important factor in attracting and retaining talent.