Social protection for the self-employed | MIA Assurances

If you have chosen to work as a self-employed person, you will be aware that you must choose and take out your own health and provident insurance policies. Unlike employees of very small businesses, whose employers are obliged to provide cover, self-employed workers have to do this themselves.

Since the disappearance of the RSI in 2017, self-employed workers have been covered by the general Social Security scheme. As reimbursements from the basic scheme are insufficient, it is important to supplement your reimbursements with a health mutual insurance contract.

So how do you choose the best deal for your business as a self-employed person?

There are more and more products on the market for self-employed workers. While it’s not easy to sort through all these offers, we recommend that you refine your search by :

  • Defining who will be covered by the policy: just you, your spouse and/or your children?
  • Choosing the cover that’s important to you: do you wear glasses? are your children undergoing orthodontic treatment? is pregnancy envisaged in your household? do you consult specialists who charge extra?
  • Compare the reimbursement ceilings: for example, for alternative medicine, would a reimbursement of €30/treatment be appropriate or not enough?


  1. We study your needs and your current policies, if you have any
  2. Our team of TNS insurance experts draws up your specifications.
  3. We conduct a search among our 40 insurance partners.
  4. We present you with a selection of offers at the best price, in line with your legal obligations.

Find the best TNS offer

Self-employed workers, don’t forget to deduct your contributions from your income!

MIA Assurances will take into account your status as a non-salaried worker (Travailleur Non Salarié – TNS) and present you with a policy that falls within the advantageous tax framework of the Madelin Law, allowing you to deduct contributions from your net taxable income. A Madelin policy offers significant financial benefits!

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